At Aphrodite Reinsurance Broker (arb), we navigate the vast ocean of reinsurance solutions, helping insurance companies across the globe manage risk and optimize their capital efficiently. Whether you require protection for towering skyscrapers, bustling ports, or complex medical portfolios, our expertise encompasses a wide range of reinsurance lines:
Navigating the volatile currents of global trade requires robust protection.
We specialize in structuring comprehensive reinsurance programs for Hull & Machinery, Cargo, and Marine Liability (P&I). Whether covering single-vessel risks or entire fleets, ARB secures capacity that protects ceding companies against catastrophic maritime losses, war risks, and the complexities of international transit liability.
Blue-Water Hull & Machinery (H&M) We protect the backbone of global commerce. Our H&M treaties are structured to cover physical damage, machinery breakdown, and total loss for diverse fleets. We specialize in bespoke Loss of Hire and Mortgagees’ Interest (MII), ensuring that both operators and their financiers are insulated from the financial ripples of a maritime casualty.
Global Cargo & Stock Throughput (STP) Sophisticated trade requires more than port-to-port coverage. ARB designs Stock Throughput programs that provide seamless protection from the point of origin, through processing and static storage, to the final destination. This holistic approach eliminates coverage gaps, simplifies claims, and optimizes premium spend for multinational traders.
Port & Terminal Liability Fixed assets and liability exposures at the water’s edge require specialized oversight.
We provide reinsurance for Port Authorities, Terminal Operators, and Stevedores, covering everything from quay-side equipment and business interruption to professional liability and wreck removal within port limits.
Protection & Indemnity (P&I) Reinsurance Navigating third-party liabilities pollution, crew injury, and wreck removal requires a deep understanding of the mutual model. arb supports insurers in managing their P&I exposures, offering excess-of-loss structures and stop-loss treaties that provide stability against the high-severity, long-tail nature of maritime liability.
Masters of General Average & Salvage A maritime casualty is only the beginning of a complex legal and financial process. arb acts as a technical advocate, helping ceding companies navigate the nuances of the York-Antwerp Rules. We ensure that General Average contributions and Salvage awards are managed with precision, minimizing the impact on your balance sheet.
Sue and Labor: Proactive Loss Mitigation We believe in the power of prevention. Our programs explicitly address Sue and Labor expenses, empowering insureds to take immediate, reasonable action to mitigate a loss, with the confidence that these critical costs are fully indemnified.
Market Access: Leveraging our strategic partnerships in the Lloyd’s of London and European markets, we bridge the gap between local insurers and world-class A-rated security.
Data-Driven Modeling: We utilize advanced AIS tracking data and catastrophe modeling to visualize port accumulation and transit risks, transforming raw data into actionable reinsurance strategies.
In a sector where safety and precision are paramount, financial protection must be equally rigorous.
Our Aviation division provides market-leading reinsurance solutions for Commercial Airlines, General Aviation, and Space/Satellite risks. We help insurers manage the high-severity potential of aviation accidents, offering bespoke excess-of-loss and quota share treaties that safeguard capital against catastrophic events.
From traditional Upstream/Downstream Oil & Gas to the rapidly expanding Renewable Energy sector, we understand the massive values at stake.
ARB engineers reinsurance specifically for high-value physical assets and complex business interruption risks. We connect you with specialized global reinsurers who understand the technical nuances of exploration, production, and power generation, ensuring your portfolio is proofed against severe industrial accidents.
As digital threats evolve into systemic global risks, standard coverage is no longer enough.
ARB is at the forefront of Cyber Reinsurance, helping insurers manage accumulation risk from ransomware, data breaches, and IT outages. We utilize advanced modeling insights to negotiate treaties that protect against the 'silent cyber' exposure and large-scale aggregation events that threaten modern balance sheets.
Treaty Reinsurance:
In treaty reinsurance, the reinsurer agrees to share a set proportion of all losses and premiums associated with a specific class of business written by the ceding company. This is the most common type of proportional reinsurance
A surplus treaty is a type of proportional reinsurance that covers losses above a certain amount, known as the ceding commission. This type of reinsurance is often used by cedents to manage their exposure to large losses.
In a quota share treaty, the reinsurer and the ceding company share the premiums and losses for a specific class of business in a predetermined proportion. This type of reinsurance is often used by cedents to spread their risk across multiple reinsurers.
In XoL (excess of loss) reinsurance, the reinsurer only pays losses that exceed a certain amount, known as the attachment point. This type of reinsurance is often used by cedents to protect themselves from catastrophic losses.
Stop-loss reinsurance is similar to XoL reinsurance, but it covers losses up to a certain limit, known as the stop-loss limit. This type of reinsurance is often used by cedents to protect themselves from a series of smaller losses that could erode their profits.
Catastrophe reinsurance is designed to protect cedents from the financial impact of major catastrophes, such as hurricanes, earthquakes, and terrorist attacks. This type of reinsurance typically has a high attachment point and a low limit.
Facultative reinsurance is a type of reinsurance that is purchased on a case-by-case basis for specific risks. This type of reinsurance is often used for large or unusual risks that the ceding company does not want to retain on its own books.
Credit reinsurance protects cedents from losses on accounts receivable. This type of reinsurance is often used by businesses that sell goods or services on credit.
Terrorism reinsurance protects cedents from losses caused by terrorist attacks. This type of reinsurance is becoming increasingly important in the wake of recent terrorist events.
Why Aviation Insurance is arb's Spearhead
At arb, aviation insurance isn't just a product, it's our passion. We take pride in being the industry leader, offering unparalleled expertise and a commitment to excellence that sets us apart from the competition. Here's what makes us your trusted partner in the skies:
Unmatched Experience: With more than 30 years of dedicated service to the aviation industry (arb's parent company Aphrodite Management Holding), we boast a team of seasoned professionals who understand the unique risks and challenges you face. Our deep knowledge allows us to tailor solutions that meet your specific needs, not just offer generic policies.
Comprehensive Coverage: Our spearhead focus on aviation allows us to offer the most comprehensive coverage available. From complex aircraft policies to tailored liability coverages and niche solutions for drones and aerial operations, we ensure you're protected wherever the winds take you.
Global Reach: Whether you operate domestically or across international borders, we have the resources and partnerships to provide seamless coverage wherever you fly. Our global network guarantees you peace of mind, knowing you're protected no matter where your journey takes you.
Dedicated Claims Support: When the unexpected happens, you need a responsive and experienced claims team by your side. We prioritize fast and efficient claim resolution, minimizing downtime and ensuring you get back in the air as quickly as possible.
Risk Management Expertise: We're not just insurance providers, we're your risk management partners. We offer proactive risk management services, including safety training, on-site inspections, and loss prevention strategies, to help you minimize risks and optimize your operations.
Unwavering Commitment to You: Our commitment to our clients goes beyond just policies and premiums. We build lasting relationships based on trust, transparency, and open communication. You're not just another number to us, you're a valued partner, and we're here to support you every step of the way.